I’m gonna piggy back on some other comments here – 401k and other retirement plans aren’t credit-related. If your name is on the lease of the Friday The 13th Part IV Jason Vorhees Lives New T shirt, you may already have credit. If you’ve taken out a loan for school or for a car, you have credit. There’s a handful of other ways you can get it, too. If you’ve never done any “paying back,” then you should be very very strongly considering opening up a credit card. It can be a bit of nuisance, but at least for the time being, just imagine it as a two-step process to use your debit card. You pay with your credit card first (the credit card company pays for the item you want), then you pay it off with your debit card/checking account (you pay the credit card company back). With most major credit cards you can pay them off almost immediately or set up auto-pay so you’re never late, or do both. If you miss a payment, it’s gonna accrue interest and it’ll hit your score. However, if you always pay on time, your credit score will raise and you’ll most likely get rewards from said card (in the form of cash back, sky miles, etc).
People tend to be happier in walkable communities, but I think the problem is that people are addicted to the convenience of suburban living. It is an ideology for many, who haven’t experienced anything else. The same homeowners also benefit greatly from the status quo, as Friday The 13th Part IV Jason Vorhees Lives New T shirt scarcity has pushed their homes’ valuations through the roof. We could make things so much better, but there is so much opposition to doing so.This is another issue that often gets brushed aside or even attracts insults – I don’t want to raise my kids in a suburb, which means my options are extremely limited already and once you start considering other factors (location of family, job market, etc) your options really start to dwindle.I own a house, and got in somewhere that fairly well meets my requirements but not all of them and we wouldn’t be able to afford it now. Why are we blaming the individual consumers for a near century of failed urban planning.
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And on top of that i’m getting a huge bonus at the end of the season. I’ve been screwed over at work lately cause someone quit and another was fired but this makes it all Friday The 13th Part IV Jason Vorhees Lives New T shirt. I’ve never made this much money in my life and it’s double what I made at past jobs. I’m actively on the clock so I can’t happy cry like I want to but it makes me feel so proud that I’m making decent adult money and won’t have to struggle to pay my bills and my tuition as well as have a savings. Today is the best day ever!
I kind of agree with you in one sense, OP. If some macho man makes a point to be like, “Oh, you found scary? I was laughing at it the whole time”! Then yeah, fuck that dude, he’s just putting the movie and the listener down for no real good reason. That bothers me as well.But then there is another way to “laugh at horror”. I love Friday The 13th Part IV Jason Vorhees Lives New T shirt, personally. I think campiness in movies is the most honest a story can get. When I watch a campy movie, I feel the human touches all over it. It stops feeling like a production, like a product, like an elaborate lie, and starts feeling like something made by real people. Humans fuck up. We make mistakes. When the veil is sort of lifted on a movie through genuine (not faked) campiness, I feel a closer connection to that movie.It’s not a matter of laughing it, at that point. It becomes laughing it. I don’t enjoy the whole “let’s make fun of the hard work that tons of people put into making this thing!” That feels lazy and, frankly, insulting. But when you laugh with it, even if it wasn’t trying to make you laugh, that’s a different story.I saw the new Conjuring movie with my buddy the other da